• Hello world!

    Welcome to WordPress. This is your first post. Edit or delete it, then start blogging!
  • Dreaming of an Early Retirement? Avoid these Common Obstacles

    If you’re in the middle of your career, you’ve probably given some thought to retirement. Whether you imagine a post-career future of traveling or pursuing a particular passion or interest, or whether you simply dream of the day when you don’t have to commute to an office five days...
  • Financial Goals and Motivation: Eight Ways to Stay the Course

    It’s not always easy to stick to a financial goal. Maybe you’ve decided to get serious about paying off that high-interest credit card in the next year. Or perhaps you’re finally ready to build up your emergency fund. Maybe you want to save up a down payment for a...
  • Building a Better Online Banking Password

    Most of my readers know that I’m a pretty big fan of technology, especially where money is concerned. Online and mobile banking options make it easier than ever to save money, pay bills, and track your spending habits.   Of course, this doesn’t mean that online banking is perfect:...
  • No More Excuses! Common Ways we Justify Spending

    Nothing derails a carefully planned budget faster than unnecessary spending. Sure, it would be great if we were all above temptation when it came to buying extra stuff that we don’t need (and can’t afford!) – but we all have our moments of weakness. Flash sales, special occasions, and...
  • Budgeting for Change: How to Handle More (or Less) Money

    If you read this blog regularly, you already know that I’m a big believer in budgeting. And you also probably know that there are lots of great budgeting ideas out there, from the traditional to the creative.   But when it comes to budgeting, it really doesn’t matter what...
  • Protect Your Money from Hackers, Dumpster Divers, and Skimmers

    If you’ve watched the news lately, you probably know that Home Depot is currently investigating a potential security breach that could leave an unknown number of customers at risk for credit card fraud. Last year, just before the Christmas holiday, Target made headlines after some 40 million of its...
  • Five Must-Know Personal Finance Basics

    You probably have distinct memories of learning to drive a car. Maybe you learned from your parents or an older sibling. Or maybe you took a driver’s ed class at your high school or community center. However you learned, chances are pretty good that someone showed you the ropes...
  • Tired of Traditional Budgets? Try the Proportional Approach

    Budgeting is the foundation of healthy personal finances. It helps you set and achieve goals and identify finance habits that need work. If you don’t have enough money coming in, or if too much is going out, budgeting is the all-important red flag that can get you in motion...
  • Expect To Change Your Approach to Finances As You Age

    For most people, the exercise and nutrition habits that work best for them in their 20s can change during middle age and again during the retirement years. This pattern holds true for personal finances, too. The things we should be doing in our 20s to stay financially healthy aren’t...