• When Frugal Goes Too Far

    When “Frugal” Goes Too Far I love saving money.   And while this probably isn’t news to anyone who reads this blog regularly, what may be news is that, when it comes to frugality, even I have my limits.  Because while I’m all for mindful spending, bargain hunting, and so...
  • Seven Hacks for Better Money Management

    It’s a brand-new year, and there’s no better time to get on top of your household finances.  But before you start reviewing your spending habits and setting up or adjusting your budget, it’s a good idea to examine some of your money management strategies.  Are you still paying your...
  • Save More Money in 2015

    Want to Save More this Year?  Try Cutting Some of These Common Expenses A new year is a great time to set goals – especially financial goals like bulking up your savings account, paying down high-interest credit card debt, or finally building that all-important emergency fund to cover three...
  • Going Beyond Repair: What to do After you Rebuild Your Credit Score

    I’ve posted several blogs (such as this one and this one) about ways to rebuild or repair less-than-perfect credit scores — and with good reason.  Your credit score determines what kinds of loans and interest rates you can get, and in some cases it can affect your ability to...
  • The DebtGuru’s Guide to Common Finance Terms

    It’s my last post of 2014.  I can hardly believe another year is over!  I thought I’d close the year with a quick and easy guide to some commonly used financial terms.  If you’ve never been quite clear about the difference between a “hard credit inquiry” and a “soft...
  • Credit Cards and the Holidays

    Plan on doing some holiday shopping this month?  If so, there’s a good chance that you’ll be using a credit card for some or all of your holiday purchases.  And, while there’s nothing wrong with responsible credit card use, the hectic holiday schedule of parties, shopping, and traveling can...
  • Funding Your Emergencies – Without an Emergency Fund

    Financial emergencies pop up when you least expect them, which is why so many financial advisors recommend setting aside three to six months of living expenses in an emergency fund.  And while I agree that this is great advice, I also understand that a lot of folks simply don’t...
  • Nine Great End-of-Year Money Tips

    The holiday season is just getting underway, and chances are good that things are about to get much busier around your house.  But before you find yourself completely wrapped up in shopping, menu planning, and making travel arrangements, it’s a good idea to take a few moments to yourself...
  • How to Dispute a Credit Card Charge

    The holiday season usually means an uptick in shopping and spending. There are gifts to buy, travel arrangements to make, parties to attend – and so on.  And while this whirlwind of holiday activity can be fun, the unfortunate flip side is that the season isn’t exactly easy on...
  • Dreaming of an Early Retirement? Avoid these Common Obstacles

    If you’re in the middle of your career, you’ve probably given some thought to retirement. Whether you imagine a post-career future of traveling or pursuing a particular passion or interest, or whether you simply dream of the day when you don’t have to commute to an office five days...