• balance-transfer-decision

    Should You Apply for a Balance Transfer?

    If you’re struggling to pay down high-interest credit card debt, a balance transfer can be a powerful tool. Balance transfers offer super-low (or even zero-percent) introductory interest rates, which means they help you pay your principal balance off more quickly. But that doesn’t mean that balance transfers are for...
  • 7-movies

    Seven Movies That Teach Valuable Money Lessons

    Like most folks, I go to the movies to get away from my day-to-day life; to escape reality for an hour or so and think about something other than work, or bills, or dinner plans, or any of the other hundreds of mundane things most of us have to...
  • 20 Staycation Ideas

    20 Fantastic Summer Staycation Ideas

    Summer is here. The sun is out. The kids are out of school, and you’ve got plenty of vacation time saved up at work. One thing you don’t have? Money. Or, more specifically, the kind of extra money you need to take a traditional family summer vacation – and...
  • 5 Home Products You Can Save Money With

    DebtGuru’s Top 5 Frugal Household Products

    Frugal living isn’t just about canceling cable or brown-bagging it to work (although those are great strategies if you’re trying to cut living expenses). Frugal living is also about shopping smarter and looking for ways to stretch your hard-earned dollars farther. One way to do that is to buy...
  • 7 Savings Tips that Backfire

    When Savings Cost More- Seven Money Saving Tips That Can Backfire

    Seems like everyone has an opinion about money – how you should spend it, how you should invest it, and how you should save it. But as someone who has made a career out of helping folks pay off debt and get their finances back on track, I can...
  • great-depression

    Learn 5 Ways To Live Frugal from The Great Depression

    Perhaps you have an older family member – a grandparent or a great-grandparent, maybe – who can remember life during the Great Depression. If so, you’ve no doubt heard stories about how tough things were back then: People struggled to find work. Finances were tight. Budgets were tighter. You...
  • How to Avoid 6 Financial Missteps You May Regret

    Six Financial Missteps You’ll Regret

    If you’re like most people, you probably have a regret or two. It’s only natural to look back and think, “If only I’d done XX instead of YY,” or “I wish I’d known about YY before I decided ZZ.” Hindsight, as they say, is 20/20. And everyone makes mistakes....
  • Debt Mistakes

    Debt Reduction Mistakes to Avoid

    Do a quick Google search of something like “pay down debt” or “debt advice” or “credit card payoff” and one thing becomes very clear: Just about everyone has an opinion about the best way to pay down debt. Some folks are huge proponents of the snowball method; others are...
  • best-financial-apps-blog

    The Best Apps and Websites for Budgeting and Saving

    It’s easy to spend money online – too easy, really. It’s near-impossible to surf the web without being bombarded by advertisements and sales emails targeted to your exact preferences and interests. With a few clicks, you can find yourself spending money you don’t have on things you don’t really...
  • Building A Great Credit Score

    Want to Build Great Credit Seven is the Magic Number

    Here’s something that might surprise you: While it’s absolutely true that responsible credit use is a must for establishing a good credit score and a strong credit history, time is also a factor. Simply having a few years of established credit is a step in the right direction. Sometimes,...