• Tailored credit cards

    A Perfectly Tailored Credit Card Can Mean Healthy Financial Benefits

    In the market for a new credit card? Well, in the sage words of Smokey Robinson, “You better shop around.” Granted, it may seem like choosing a credit card is as easy as sifting through the endless offers you receive in the mail and simply choosing one, but that...
  • ZERO BASED BUDGETING

     Zero-Based Budgeting To Erase Debt and Build Savings

    Ever heard of zero-based budgeting? Admittedly, when talking budgets the word “zero” doesn’t exactly instill confidence in the practice’s virtues. After all, no one likes to hear the number zero when talking about their money. But rest assured the concept of zero-based budgeting is not as scary as it...
  • Budget for Unexpected Expenses

    Don’t Let Sneaky Expenses Bust Your Budget 

    A detailed, well-planned budget is one of your best tools in your quest for financial responsibility and a good defense against overspending. However, even the savviest of budgeters can find themselves in tight money situations thanks to sneaky expenses that inevitably seem to crop up. Here is a list...
  • cancel or keep your credit card

    Life Without Credit Cards: The Pros and Cons

    Love ‘em or hate ‘em, it’s hard to imagine life without credit cards. Used responsibly, credit cards can help us build strong financial foundations and give us easier access to homes, transportation, job opportunities, and more. But used irresponsibly, credit cards can do damage that can take years –...
  • Dealing with Stress and Money

    10 Ways to Un-Stress About Money

    Let’s face it: Money can be stressful, especially when you’re dealing with high-interest credit card debt, cash flow issues, or an unexpected financial emergency. Unfortunately, there are no quick-fix solutions for most money woes (remember, payday loans and the like are NEVER good options!) – But that doesn’t mean...
  • negotiate-credit-card-terms

    Six Credit Card Items You Can Negotiate

    If you’ve ever struggled to pay down high-interest credit card debt, you know that it can start to feel overwhelming at times – almost as if your credit card is running the show and you’re just along for the ride. This out-of-control feeling is a little scary, and a...
  • passive-income-png

    Eight Ways to Generate Passive Income

    Who doesn’t want extra cash? I can’t think of anyone who wouldn’t be happy to bring home a little extra money every month. But side income usually means taking a side job of some kind – and not everyone has the kind of schedule that can accommodate a traditional...
  • 8-best-moves-after-debt

    8 Smart Moves to Make After You Pay Off Your Credit Card

    8 Smart Moves to Make After You Pay Off Your Credit Card It wasn’t easy. You budgeted, saved, and budgeted some more. You didn’t give up, even when you felt discouraged. It may have taken months. Or years. Some days, it seemed impossible. But you finally did it: You...
  • Protect Yourself From Holiday Scams

    Holiday Scams and How to Avoid Them

    The holidays are a time filled with fun, friends, and family gatherings. A time for shopping and gift exchanges. A time of joy, cheer, good food, and new beginnings. Unfortunately, they are also a time when scammers, thieves, and fraudsters come out of the woodwork in search of ways...
  • How To Cut The Cord and Save Money

    Cutting the Cord: Great, Affordable Alternatives to Traditional Cable TV

    Cutting the Cord Thinking about saying goodbye to cable TV? You’re definitely not alone. According to one recent study, one in five households in the U.S. has cut the cord on traditional cable television, opting for lower-cost alternatives. If you’re looking for a way to cut your monthly expenses,...