• no to credit card offers

    Just Say “No” to These Credit Card Offers

    If you’re a regular reader of this blog, you already know that I’m a huge proponent of responsible credit card use:  When you avoid overspending and pay your balance in full every month, a credit card is a useful tool that can help you build good credit and/or repair...
  • calendar-guru

    How To Improve Your Finances in Just 20 Days

    Looking for a way to get your finances in order?  Want to set some goals, revisit your budget, or lower your monthly bills?  Who doesn’t?   Most of us want to save more, spend less, and build financial security – but things like budgeting and shopping for better interest...
  • credit-card-theft

    Credit Card Theft- What to do if it Happens to You

    I’ve posted quite a few articles about preventive credit card security – how to guard against hacking and skimming; how to keep your credit card information safe during the holidays, and how to protect your online identity with solid passwords. But what happens if, despite your best efforts, your...
  • 8 Money Tips for solid personal finances

    Eight Common Money Tips to Re-Think (or Ignore!)

    When it comes to money, it seems like everyone out there has advice – but not all advice is created equally.  Is it really always better to buy in bulk?  Should you listen to all of the voices telling you to stop renting in favor of building equity?  Are...
  • When Frugal Goes Too Far

    When “Frugal” Goes Too Far I love saving money.   And while this probably isn’t news to anyone who reads this blog regularly, what may be news is that, when it comes to frugality, even I have my limits.  Because while I’m all for mindful spending, bargain hunting, and so...
  • Seven Hacks for Better Money Management

    It’s a brand-new year, and there’s no better time to get on top of your household finances.  But before you start reviewing your spending habits and setting up or adjusting your budget, it’s a good idea to examine some of your money management strategies.  Are you still paying your...
  • Save More Money in 2015

    Want to Save More this Year?  Try Cutting Some of These Common Expenses A new year is a great time to set goals – especially financial goals like bulking up your savings account, paying down high-interest credit card debt, or finally building that all-important emergency fund to cover three...
  • Going Beyond Repair: What to do After you Rebuild Your Credit Score

    I’ve posted several blogs (such as this one and this one) about ways to rebuild or repair less-than-perfect credit scores — and with good reason.  Your credit score determines what kinds of loans and interest rates you can get, and in some cases it can affect your ability to...
  • The DebtGuru’s Guide to Common Finance Terms

    It’s my last post of 2014.  I can hardly believe another year is over!  I thought I’d close the year with a quick and easy guide to some commonly used financial terms.  If you’ve never been quite clear about the difference between a “hard credit inquiry” and a “soft...
  • Credit Cards and the Holidays

    Plan on doing some holiday shopping this month?  If so, there’s a good chance that you’ll be using a credit card for some or all of your holiday purchases.  And, while there’s nothing wrong with responsible credit card use, the hectic holiday schedule of parties, shopping, and traveling can...