• identity-theft-tips

    Tips to Keep Your Identity to Yourself

    Identity theft is sneaky. It creeps up on you without any warning to ruin your day and wreak havoc on your most personal information and, inevitably, your finances. In short, you want to do all you can to avoid it and the wreckage identity thieves leave in their wake....
  • financial vision board

    Create a Financial Vision Board to “See” and Realize Your Money Goals

    Seeing is believing, right? In many instances, the answer is a resounding “yes.” In fact, “seeing” your financial goals via strong and captivating imagery is a good start on the road to believing you can solve your money woes and reach your financial goals, whatever they might be. This...
  • piggy-bank

    Just Say No: Four Reasons to Avoid Credit Card Cash Advances

    If you’re in a tight financial spot, a credit card cash advance can seem like an easy way out: This quick, short term loan can give you access to anywhere from a few hundred to a few thousand dollars. But that cash comes with some major strings attached —...
  • discovering-identity-theft

    How to Spot Identity Theft

    In today’s world of e-commerce, digital payments and stored passwords, identity theft is an ugly, sometimes life-altering reality. Data breaches threaten to leak our most personal financial information and sophisticated skimmers and hackers are hard at work trying to break into our credit cards, bank accounts, and more. Luckily,...
  • credit-cards

    Are You Ready for Another Credit Card? Six Questions to Ask Yourself

    When mulling whether or not procure an additional credit card, there are several important factors to consider. After all, taking on additional credit usually means you’ll soon be accruing additional debt, which is something that should be entered into responsibly and only after you are fully aware of what...
  • Have Debt? You Can Still Live Your Life

  • Tailored credit cards

    A Perfectly Tailored Credit Card Can Mean Healthy Financial Benefits

    In the market for a new credit card? Well, in the sage words of Smokey Robinson, “You better shop around.” Granted, it may seem like choosing a credit card is as easy as sifting through the endless offers you receive in the mail and simply choosing one, but that...
  • ZERO BASED BUDGETING

     Zero-Based Budgeting To Erase Debt and Build Savings

    Ever heard of zero-based budgeting? Admittedly, when talking budgets the word “zero” doesn’t exactly instill confidence in the practice’s virtues. After all, no one likes to hear the number zero when talking about their money. But rest assured the concept of zero-based budgeting is not as scary as it...
  • Budget for Unexpected Expenses

    Don’t Let Sneaky Expenses Bust Your Budget 

    A detailed, well-planned budget is one of your best tools in your quest for financial responsibility and a good defense against overspending. However, even the savviest of budgeters can find themselves in tight money situations thanks to sneaky expenses that inevitably seem to crop up. Here is a list...
  • cancel or keep your credit card

    Life Without Credit Cards: The Pros and Cons

    Love ‘em or hate ‘em, it’s hard to imagine life without credit cards. Used responsibly, credit cards can help us build strong financial foundations and give us easier access to homes, transportation, job opportunities, and more. But used irresponsibly, credit cards can do damage that can take years –...