Consumer Credit Counseling and Debt Management

Will Reducing Credit Card Interest Rates and Lowering Your Payments Help Your Situation? is a credit counseling and debt management company who has provided counseling and debt relief services since 1998. Debt is often the result of  poor financial habits and we know you must change the habits to change the results.  This is achieved with proper financial evaluation and education. DebtGuru’s program does more than offer opportunities to reduce and eliminate your debts, we provide you with a realistic plan to remain debt free and build a promising financial future for you and your family.

As a BBB A+ Accredited member since 1999, you can have faith in our business to provide real and legitimate financial help. You don’t have to just take our word for it, you can read the mountain of testimonials we have from real people who were once in debt, but now have a clean slate and a bright financial future: Credit Counseling Reviews

How We Help You:

Debt Relief for Families

  • Dedicated, professional counseling FREE
  • We are with you every step of the way
  • A Creditor accepted program
  • Consolidate credit card debt without a loan
  • Cut monthly payments up to 50%*
  • Get out of debt in 1/3 the time*
  • 95% of our clients reduce their interest rates.
  • A proven solution to get out of debt, safely and legally.

Learning Your Specific Benefits with Credit Counseling and Debt Management is absolutely FREE and starts with a call to one of our experienced, certified counselors. 800-259-0601

Why Credit Counseling and

personal-financeMany Americans find themselves without extra money after paying their bills at the end of the month.  Nearly 40% find themselves with a shortfall each month and borrow or charge the difference on a credit card which deepens their financial pain. In this situation the ugly truth is that all the interest and fees paid to creditors takes away from your savings, entertainment, your retirement or even your child’s education. Facing financial problems can feel threatening and stressful so instead of taking action we often choose to do nothing. It’s easier to push the problem off, borrow a little more and hope for a change. You can stop this today. If you’re honest with yourself and see that this is your current situation, you need to make a different choice, one that attacks the problem, stops it in its tracks and can bring you back to financial security. You may have heard of it already, it is called credit counseling and it has helped literally millions of consumers in financial distress over the years. What you may not know is exactly how credit counseling with a debt management plan actually works and what the benefits are for you.  This is exactly what DebtGuru and this website wishes to educate you on.

Did you know that Credit Counseling and Debt Management

  • Works WITH your creditors NOT against them?
  • Your creditors agree to give you relief such as interest rate and fee reductions?
  • Your monthly expenses can be significantly reduced WITHOUT a loan?
  • Millions of people have successfully completed a Debt Management program?
  • 95% of our clients have received an interest rate reduction of 10% or more!
  • Getting started to understand your exact options is 100% FREE with no obligation.

Learn what a credit counseling program is and how it works. Discover how a debt management program in conjunction with credit counseling creates a realistic plan with powerful benefits to solve your debt issues WITH your creditors approval and permission.

Free Professional Advice

Credit Counseling ManagementIn just 15 minutes of your time our experienced counselors will be able to answer many of your questions, create a summary of your options and start you on your way to solving your debt issues for good.

Complete the form below or

CALL US AT: 800-259-0601

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Est. Total Credit Card Debt*

* Our Services Are Not Available in All States

BBB Credit Counseling


4 Steps To Ending Your Debt With Financial Education and a Plan

Debt Relief Overview

A simple and easy to understand overview of the debt relief process so you can better understand the big picture and your goals. Learn in just a few minutes how credit counseling and debt management delivered by a professional can give you the financial relief you desire.Debt Relief Program Overview

Credit Counseling Overview

Free financial evaluation and counseling services. Learn what we evaluate, how the information is used and how you will benefit. Assessment, evaluations and recommendations provided by certified credit counselors.Read Credit Counseling

Debt Management Overview

Learn how debt management provides the actual relief you need from your debts. Real relief means reductions in interest rates, late fees, over-the-limit fees and much more.Debt Management Overview

Schedule Your Start!

It all starts with a FREE evaluation of your finances and advice on your possible solutions. Conducted by certified credit counselors, in less than 15 minutes you can learn exactly how to quickly and confidently turn your finances around. Call us at: 800-259-0601 or Complete a free consultation request above.

Taking Easy Steps To Financial Security

Debt is a problem millions of people have found themselves in, yet it is also a problem millions have solved by taking advantage of a credit counseling and debt management program.  We have helped many thousands of individuals and families just like yours achieve their financial goals one simple step at a time.

Take action, choose to become debt free
Call one of our certified credit counselors right now at:1-800-259-0601