Credit Counseling Answers

We would like to take this opportunity to introduce you to® and American Credit Foundation®.

When we decided to put our credit counseling and debt services online we wanted our customers to identify with exactly who we were and what we offered. We decided on a simple, easy to spell and succinct domain name that reflected our mission. From this idea®  was created. is the Internet domain name for American Credit Foundation®, an IRS 501(c)(3) non-profit consumer credit counseling organization. DebtGuru and American Credit Foundation are one in the same.

The staff at American Credit Foundation® has been helping people achieve their financial goals since 1998. The Foundation was incorporated with the objective of meeting a long-standing need for a debt management program for people who were frustrated with their financial situation and looking for a simple way to get out of debt quickly as well as lower their monthly payments without having to file for bankruptcy or take out a consolidation loan.

The American Credit Foundation® is a Utah based non-profit organization specializing in debt consolidation and debt management assistance. As a third-party administrator, the Foundation disburses funds (held in our trust account at an FDIC insured institution) to financial institutions nationwide. The Foundation is bonded and insured with a $100,000 fidelity bond.

The American Credit Foundation® is a registered and certified ISO 9001:2008 Organization. We are independently audited and certified annually to this internationally recognized Quality Management System through BSI Management Systems. Our credit counselors are independently certified by the National Institute For Financial Counseling Education.

American Credit Foundation® is a member in good standing of both the Utah Better Business Bureau as well as the BBB OnLine Reliability Program.  The corporate office is housed in Midvale, Utah, a suburb of Salt Lake City.  Our courteous and experienced staff members are devoted to assisting clients resolve their financial difficulties by giving them the necessary guidance and support for their successful completion of our fiscal programs.

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