• 55 great financial tips

    55 Great Financial Tips

    We’ve built a career on helping people with debt, credit, saving, and budgeting. We’ve worked with people at all stages of their lives, from newly independent college grads to retirees. We’ve helped people improve their credit scores and pay down high-interest credit card debt. And if there’s one thing...
  • save money - don't pay for these nine things

    Trying to Save Money? Don’t Pay for These Nine Things

    When it comes to personal finances, there are some things that you’ll likely always have to pay for: food, housing, transportation, and so on. But if you’re like most people, you’re probably paying for one or two things that shouldn’t cost you money at all. Trying to bulk up...
  • 8 questions to ask before a major purchase

    Big Purchase on the Horizon? Ask These Eight Questions Before You Buy

    Even the most frugal folks out there occasionally need to open their wallets and spring for a big-ticket expense. From major car or home repairs to broken appliances to threadbare furniture and back-achingly worn-out mattresses — there comes a time when a major purchase is a must. But before...
  • identity-theft-tips

    Tips to Keep Your Identity to Yourself

    Identity theft is sneaky. It creeps up on you without any warning to ruin your day and wreak havoc on your most personal information and, inevitably, your finances. In short, you want to do all you can to avoid it and the wreckage identity thieves leave in their wake....
  • financial vision board

    Create a Financial Vision Board to “See” and Realize Your Money Goals

    Seeing is believing, right? In many instances, the answer is a resounding “yes.” In fact, “seeing” your financial goals via strong and captivating imagery is a good start on the road to believing you can solve your money woes and reach your financial goals, whatever they might be. This...
  • piggy-bank

    Just Say No: Four Reasons to Avoid Credit Card Cash Advances

    If you’re in a tight financial spot, a credit card cash advance can seem like an easy way out: This quick, short term loan can give you access to anywhere from a few hundred to a few thousand dollars. But that cash comes with some major strings attached —...
  • discovering-identity-theft

    How to Spot Identity Theft

    In today’s world of e-commerce, digital payments and stored passwords, identity theft is an ugly, sometimes life-altering reality. Data breaches threaten to leak our most personal financial information and sophisticated skimmers and hackers are hard at work trying to break into our credit cards, bank accounts, and more. Luckily,...
  • credit-cards

    Are You Ready for Another Credit Card? Six Questions to Ask Yourself

    When mulling whether or not procure an additional credit card, there are several important factors to consider. After all, taking on additional credit usually means you’ll soon be accruing additional debt, which is something that should be entered into responsibly and only after you are fully aware of what...
  • Have Debt? You Can Still Live Your Life

  • Tailored credit cards

    A Perfectly Tailored Credit Card Can Mean Healthy Financial Benefits

    In the market for a new credit card? Well, in the sage words of Smokey Robinson, “You better shop around.” Granted, it may seem like choosing a credit card is as easy as sifting through the endless offers you receive in the mail and simply choosing one, but that...