If you’re tired of looking at your bills and trying to figure out how you can pay everything that’s due without having to cut back on everything that you enjoy then chances are good that you are in a position much like that of many others – and the time is right to start looking into debt consolidation quotes. In other words, if you are ready to change the way that you think about your finances and you are ready to get out from under the weight of your debt, it’s time to take action.

By looking into credit card counseling services and receiving debt consolidation quotes that will allow you to have an advocate who works with you and your credit card companies to ensure that the interest rates associated with your credit cards are lowered and that your statements are brought current, you are likely to find a number of things:

  1. You are going to find that debt consolidation quotes are all-inclusive. When you work with a company that provides credit counseling, you will be the one who determines which accounts are included, and the quote that you are given will be the minimum amount that you can pay each month to start reducing the amount of debt that you have and keep the accounts current.
  2. You are going to find that the amount that you are quoted by a debt consolidation company is likely to be considerably lower than the monthly charges associated with your individual debts and, because of a reduction in the amount of interest added to the charges, you will know that that amount allows you to reduce the debt that you have – even though you are making lower monthly payments.
  3. You will find that debt consolidation quotes not only take into consideration the amount of your payment that will be distributed to your creditors, but also that it covers the cost of services that are provided by your credit counseling company – services such as processing your payment and then sending individual payments to your creditors.

In other words, what you are going to find is that these debt consolidation quotes allow you to compare the services that are provided by different companies. When you do, you will be able to determine which services are the best value for your money, and which services will best enable you to step back from your current situation, establish a budget, reduce your debt and avoid getting into a similar situation ever again.

Why settle for working with a company that gives you no guarantees when you can get free debt consolidation quotes that will let you see how much you could be saving while still reducing the amount that you owe to your creditors? When you have the right information and the right support, you will find that it’s possible not only to better manage your money, but also to reach the financial goals that you have set for yourself. Isn’t that reason enough to request more information?

Click "More" for important American Credit Foundation client transition information