Anyone who is looking for non profit debt consolidation programs already has some knowledge about the fact that not for profit companies are there to support and advocate for them rather than to somehow end up putting them deeper into debt. In other words, if you are looking for non-profit debt consolidation programs, you are looking for the opportunity to move forward and to find yourself in a better position than you are currently in. To make that happen, you are going to be looking for a company with proven results.

Therefore, while you are exploring your options, you are going to want to look for non profit debt consolidation programs that will:

  • Help to reduce your monthly payments dramatically – by as much as 50%
  • Work with your creditors to reduce the interest rates that they are charging or to eliminate interest charges altogether so that you debt does not continue to grow
  • Bring your accounts current and stop the high costs associated with going over your credit limit or making payments even an hour later than they were due
  • Consolidate the bills that you have so that you are only making one payment each month rather than sending checks out to all of your creditors (and having to keep track of multiple payment dates)
  • (If necessary) stop the calls that you are getting from your creditors or collection agencies that they have turned your account over to

In order to know that you are getting all of the services that you are looking for, you are going to want to make sure that you are working with a company that you will be able to count on. You are going to want to make an effort to get a quote so that you know what the charges will be. You’re going to want to know that the information that you provide is confidential and you’re going to want to make sure that you are not just getting help catching up, but also that you are going to get guidance that will prevent the problem from recurring.

When you choose non profit debt consolidation programs, you are going to want to know that the National Institute certifies the counselors who you will be working with for Financial Counseling Education (NIFCE) because that will indicate that they are committed to quality services. You are also going to want to look for BSI certified programs so that you know there is a quality assurance program in place.

By making an effort to focus on choosing non profit debt consolidation programs when you are looking for the help that you need, you will find that you are in a better position to get your needs met. When you do, you will find that you are in a position in which you are able to eliminate your debt and focus on living a richer, fuller life – all without the weight of debt dragging you down.