If you are struggling under the burden of mounting debt, you may be feeling things like despair, shame, and hopelessness. Well, you don’t have to feel like that! Believe it or not, there is a way out, and we can help. As a non-profit Consumer Credit Counseling company, we can help you navigate the maze of debt and to find true financial freedom.

The question we hear most often is: what is Consumer Credit Counseling, and what can it do for me? Well, the answer to that is twofold:

First, we can work with you to carefully go over your income and expenses, and to determine exactly why you are getting deeper into debt. We will help you to identify areas where cost cutting needs to occur, as well as areas where you should be saving more. We will also help you to setup a budget tailored specifically to your circumstances. This personalized approach is key, as an impersonal, template budget won’t give you the help you really need.

Second, if it turns out that budgeting is not enough to get you out of debt, we can help you to find other options, such as Credit Card Debt Consolidation or a Debt Management Plan. According to the Fair Isaac Corporation, these programs will not have a negative impact on your FICO score, and they really can help you to pay off your debt quicker than almost any other option.

Some credit counseling services advocate bankruptcy, we do not. Bankruptcy should ALWAYS be a last resort. Your best bet is to take a serious look at your debt and with our guidance find true financial freedom.

Simply fill out the form on the right side of this page, and you’ll be on your way to financial freedom!

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