creative budgeting

Three Creative Budget Ideas: Waterfalls, Envelopes, and Nicknamed Checking Accounts

Budgeting isn’t for everyone.  Yes, you read that right.  But let me explain.  What I really mean is, the standard budget – as in, the fussy, spreadsheet-style, track-every-penny type of budget – doesn’t work for everyone.  Fortunately, there are several budget options out there, and I try to make a point to keep up with the latest money-management and debt-repayment strategies.  Whether your money management plan is focused on...