debt reduction

Got Debt? Seven Repayment Strategies

Few things in life can be as stressful as living with credit card debt.  High-interest debt can make it difficult to do things you want to do, like build up retirement savings or an emergency fund; take vacations; or even buy a house.    If you’ve ever tried to pay down a large credit card balance, you know that it’s not easy.  But it’s also not impossible.  Want to...

Delaying Your Spending Can Take a Big Bite Out of Your Credit Card Debt

When you’re struggling with high-interest credit card debt, you’re always looking for new ways to bring down your balance faster.  There are quite a few debt-repayment strategies to choose from, including a couple of my favorites:  the snowball method and the snowflake method.  Both of these are fairly flexible and can be combined with other savings and debt repayment strategies (in fact, you can even use them together!).   ...

Got Debt? Here are Seven Ways to Reduce Your Debt by $100 This Week

Looking for a way to put a serious dent in your credit card debt?  It would be nice to wipe that high-interest headache away in one payment – but if you’re carrying a large-ish balance, that may not be possible.  That said, there’s no reason to settle for just making the minimum payments, either. With a little creativity, you can start taking good-sized chunks out of your balance –...