layaway debt alternative

Layaway: An Alternative to High-Interest Debt

If you’re like most people, you’re probably looking for ways to get the most bang for your holiday buck – without racking up piles of new, high-interest credit card debt.  Black Friday is one way to snag some great prices, but those post-Thanksgiving “doorbusters” and “early bird” deals only apply to a few very specific items.  Saving up to pay cash is another smart strategy, financially speaking – but...