There are thousands of companies out there offering a Credit Counseling Service, but many are unscrupulous, and simply out to make a buck. Because we are a non-profit, Credit Counseling Service that cares, you can rest assured that we have your best interests and financial freedom at heart.

However, the real question isn’t whether or not we are the right company for you. The real question is this: How can we help you? Our people are expertly trained in finance, and they are willing and able to help you escape the clutches of debt and the burden of guilt. There is a way out, and we can help you to find it.

So what exactly is credit counseling, and how does it help?

How Our Credit Counseling Service Can Help You

The key function of Consumer Credit Counseling is to help you to analyze your spending habits in relation to your income, and to develop a budget that makes cuts where they are needed. It also helps you to understand how your debt impacts your finances, how much you should be paying towards each debt, and in what order. Just changing the amounts and order of debt repayment can shave months or years off of your debt payment schedule.

If for some reason budgeting isn’t enough to get you out of debt, we can work with you to do a credit card consolidation, or a structured debt management plan. Bankruptcy should always be a last resort, and we will do everything in our power to help you avoid that, as the long-term effects of bankruptcy far outweigh the benefits.

If our Credit Counseling Service sounds like something you would be interested in, simply fill out the form on the right of this page, and we will contact you shortly to begin the process!

Click "More" for important American Credit Foundation client transition information

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