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Choosing a Roth IRA That’s Right for You – in 3.5 Easy Steps
If you’ve been looking for a good way to save for retirement, you can’t get much better than a Roth IRA. A Roth IRA allows you to invest a portion of your annual income (up to $5,000 per year) in a variety of different things like stocks, bonds, CDs, mutual funds, or real estate. Your investments earn interest, and when you retire, you can pull your money out –... -
Five Budget-Friendly or DIY Substitutes for Day-to-Day Expenses
When you’re trying to save money, it’s easy to feel like you’re constantly torn between needs and wants — or in some cases, needs or other needs. And I think it’s this feeling more than anything else that keeps some people from sticking to a budget. But frugal living isn’t just about going without. It’s about getting creative and finding ways to live (comfortably) within your means. It’s about... -
Five Things to Consider Before You Refinance
Interest rates are historically low – should you jump on the refinancing bandwagon? Thinking about refinancing your home? Interest rates are dropping and people across the country are looking for ways to make the most of their money. While refinancing can help put a little extra cash in your pocket and give you a little more wiggle room in your monthly budget, it’s not a cure-all for every financial... -
Caught in a Money Trap? Keep Reading.
According to a well-known proverb, “Insanity is doing the same thing in the same way and expecting a different outcome.” Same goes for financial matters. After all, there’s something a little crazy about falling into the same money traps over and over again (and expecting that, one day, things will work out). From self-sabotaging spending habits to slacking on your retirement fund, you may be caught in a money... -
Ten Money Saving Resolutions for a Wealthy (and Healthy) New Year
This New Year, try making a resolution that you’ll actually stick to: Saving money. Here are ten simple tips to help you stop wasting money and start building wealth: Quit Smoking. Kick that nasty habit to the curb and watch your savings grow – if you smoke a pack a day at around $5 a day, that’s a savings of about $2,000 a year – and you may even... -
Careful With That PIN: Five Ways Debit Cards can Deflate Your Bank Account
It’s happened to most debit card users at least once: You use your card for something little and stupid, like coffee – something that, if you’d really felt like it, you could have paid for with the quarters you scrounged from your car’s ashtray. But you don’t have time to go digging for cash. You swipe your card, enter your PIN, and you’re done. Simple, right? And convenient. And... -
Credit Counseling Services Checklist
Some idea's to help you choose a reputable credit counseling service. -
Your Credit Card Payment Is Rising
Did you know your minimum credit card payment is about to double? -
10 Secrets To Frugal Family Fun
Some creative ideas for family fun that won't break the bank. -
Top Twelve Tax Tips for Small Businesses
Tax time is spinning ever closer, but you still have plenty of time to get your small business taxes in order.