All posts by Michael Peterson

Creating a Budget

Don’t forget to download the Debtguru Budget Excel Worksheet! How To Create A Simple Budget (and Stick to it) “Budget” is perhaps the scariest word in the English language: Few things strike fear in the hearts of average Americans like the thought of sitting down and – gasp! – writing a monthly budget. Maybe it’s denial: Do you really want to be held accountable for the $50 in gossip magazines...

Five Things to Consider Before You Refinance

Interest rates are historically low – should you jump on the refinancing bandwagon? Thinking about refinancing your home? Interest rates are dropping and people across the country are looking for ways to make the most of their money.  While refinancing can help put a little extra cash in your pocket and give you a little more wiggle room in your monthly budget, it’s not a cure-all for every financial...

How To Become Debt-Free In Record Time

Learn the 3 simple steps you can implement today that will get you out of debt in record time. This program will work for all of your debts including credit card, auto, mortgage, etc.

Benefits Of The New Credit Card Rules

Learn about the main benefits of the new credit card rules, and how they will affect your accounts. With this law now in full effect, some of the benefits are already helping consumers. This video will help you to take full advantage of the new credit card law.

Caught in a Money Trap? Keep Reading.

According to a well-known proverb, “Insanity is doing the same thing in the same way and expecting a different outcome.” Same goes for financial matters. After all, there’s something a little crazy about falling into the same money traps over and over again (and expecting that, one day, things will work out). From self-sabotaging spending habits to slacking on your retirement fund, you may be caught in a money...

What Can I Do If My Credit Card Interest Rates Increase?

With the new credit card laws in full effect many creditors have increased the interest rates. Find out what options you have if you receive a notice indicating that your interest rates will be increasing.

How To Free Up 10% – 15% Of Your Income

Would you be interested in freeing up 10% to 15% of your current income? Just imagine what you could do with this money. You could pay down your debts, increase your savings, or work toward that next important purchase that you have in mind. Find out how to free up 10% – 15% of your income by watching this video.

How To Build An Emergency Fund

An emergency fund should cover at least three to six months of base living expenses, meaning that you could live for three to six months off of your emergency fund without losing your home, your car, or your electricity while still covering your base needs. Find out how to build an emergency fund by watching this video.

How To Teach Your Children About Money

Teaching your children the fundamentals of money and fiscal responsibility are pretty simple, find out how by watching this video.

Great Ways To Save Money For The Holidays!

Are you always going into debt for the holidays? If so, this video will show you how to give yourself a holiday bonus and some simple budgeting/shopping tips to help avoid going into debt this holiday season.