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11 Money-Saving New Year’s Resolutions
It’s almost time to start counting down to 2011 – and what better way to ring in the new year than a resolution that helps you make positive changes in your life and your wallet? Looking for inspiration? I’ve made a list of 11 things you can do in 2011 to save money all year long: 1. Quit smoking. This one’s a no-brainer. It’s bad for you, and it’s... -
Holiday Money Etiquette
Budget-friendly advice on everything from re-gifting to holiday tipping There’s no avoiding it: The holidays are here. It’s officially time for joy and cheer; hot chocolate and fresh-baked cookies. Black Friday. Cyber Monday. Secret Santa at work and Bing Crosby on the radio. Wish lists and strings of little twinkly lights. The holidays are a magical time, to be sure. But if you’re on a budget (and these days,... -
Four Quick Debt Management Solutions
We help those in difficult financial situations get out of them; but, in addition, we also help people stay out of debt through debt management counseling. Our customers are surprised to find that they have the power to stay away from debt forever; it just takes some discipline and additional insight. Read the following four tips to help develop your own debt management plan. – Credit card companies prey... -
Smart Credit Card Debt Management Tips for College Students
College students are in a great mindset. They are out of high school, they have more freedom, and they may have a steady job making some money. Unfortunately, many college students take advantage of the buy-now-pay-later mentality of the credit card world and find themselves in a position of seeking credit card debt management. Credit card companies prey on college students because they figure they are not experienced enough... -
Caught in a Money Trap? Keep Reading.
According to a well-known proverb, “Insanity is doing the same thing in the same way and expecting a different outcome.” Same goes for financial matters. After all, there’s something a little crazy about falling into the same money traps over and over again (and expecting that, one day, things will work out). From self-sabotaging spending habits to slacking on your retirement fund, you may be caught in a money... -
Retirement vs. Debt: From IOU to IRA in Two (Sort of) Simple Steps
Are you ready for retirement? If you’re like most Americans over the age of 25, chances are, probably not. According to a recent study conducted by the Employee Benefit Research Institute (EBRI), Americans are dreadfully unprepared for their golden years. In fact, according to the EBRI data, about 30 percent of us only have about $1,000 in our retirement funds. Some people have even less than that. If you... -
Ten Money Saving Resolutions for a Wealthy (and Healthy) New Year
This New Year, try making a resolution that you’ll actually stick to: Saving money. Here are ten simple tips to help you stop wasting money and start building wealth: Quit Smoking. Kick that nasty habit to the curb and watch your savings grow – if you smoke a pack a day at around $5 a day, that’s a savings of about $2,000 a year – and you may even... -
10 Secrets To Frugal Family Fun
Some creative ideas for family fun that won't break the bank. -
9 Money Saving Idea’s For Dining Out
You don't have to splurge to eat out. -
How To Avoid Financial Foibles
Follow these simple steps and be in better control of your bank account.