boost credit rating

How to Boost your Credit Score with a Secured Card

The frustrating thing about credit cards is that, in order to get a credit card, you have to have reasonably good credit.  But the only way to build a solid credit history is by establishing a pattern of responsible credit card use. See the dilemma?  If you have bad credit, or even no credit, it can be difficult to get back on solid ground, credit-wise.  One way to bounce...

How to Build Credit Without Using Credit Cards

If you read this blog regularly, you know that I’m a big proponent of responsible credit card use.  I believe that, when used as intended – as in, you don’t overspend and you pay your balance off in full each month – credit cards can be helpful and useful tools for establishing good credit and good financial habits.  When you have good credit, it’s much easier to do things...