DebtGuru Credit Counseling and Debt Management Services
  • Home
  • How It Works
    • How Debt Counseling Works
    • Could Debt Management Help You?
    • Credit Counseling Testimonials
  • Debt Relief Services
    • Debt Counseling Overview
    • Credit Counseling Services
    • Debt Management Services
    • Testimonials
  • FREE ANALYSIS
  • Debt Articles
    • Debt Relief Blog
    • Debt Relief FAQ
    • Customer Testimonials
  • About
    • About DebtGuru
    • Debt Relief Testimonials
    • Client Forms
      • Client Authorization Form
      • USAA Release Form
      • Military Star Authorization Form
      • Navy Federal Authorization Form
      • Credit Report Authorization
      • simple pay
  • Contacts

Credit Cards

  • Home
  • Archive by Category "Credit Cards"
  • new to credit cards? Here's what you need to know

    New to Credit Cards? Here’s What You Need to Know!

    By Michael Peterson
    In October 22, 2021
    On Credit Cards
    Comments off
    Did you just open your first credit card account? Congratulations! There’s a lot to know about savvy credit card use. Unfortunately, the best place to learn what you need to know so you can protect your financial future isn’t always your credit card company. Here are four important things that your lender might not tell you – but knowing them can spare you a world of financial hurt. 1....
    Read More →
  • Closing a Credit Card? What You Should Know

    Closing a Credit Card? What You Should Know

    By Michael Peterson
    In October 1, 2021
    On Credit Cards
    Comments off
    Are you considering closing a credit card? Whether you’re trying to curb your credit card spending, feel you have too many credit cards that you never use, keep an account open even though it doesn’t fit your lifestyle anymore, or another valid reason, there are some important things to consider before you make the move to close a credit card account for good. How Can Closing a Credit Card...
    Read More →
  • I Just Got My First Credit Card… Now What?

    I Just Got My First Credit Card… Now What?

    By Michael Peterson
    In May 28, 2021
    On Credit Cards
    Comments off
    So, you recently got your first credit card. Sure, you read the fine print before signing up, but you probably still have questions about how to successfully navigate this brave new world. And there are likely a few gray areas your lender didn’t fully disclose. Here, we’ll investigate just a few of the potential surprises, so you can avoid making financial missteps with your new credit card. The minimum...
    Read More →
  • Keeping Your Credit Card Info Updated

    Keeping Your Credit Card Info Updated

    By Michael Peterson
    In March 3, 2021
    On Credit Cards
    Comments off
    When you’re moving, there are lots of, well, moving pieces. It’s a hectic time, to be sure: You need to make sure your utilities are switched over, your locks are changed, your kids’ new school registrations are complete, and your plants are surviving in their new habitat. But one of the most important pieces in this puzzle is to maintain connection with your credit card issuers. This is very...
    Read More →
  • 5 reasons to say no to credit cards

    5 Reasons to Say NO to Credit Cards

    By Michael Peterson
    In February 9, 2021
    On Credit Cards
    Comments off
    Credit cards are a great option when you don’t want to carry cash. They enable online purchases. They are abundantly available. And they offer convenience, protection, and rewards that make them handy tools in your financial arsenal. They work well when you manage them smartly by paying off your balances every month. On the flip side of the coin, credit cards can be financially devastating if you don’t consider...
    Read More →
  • The Differences Between Debit Cards and Credit Cards

    The Differences Between Debit Cards and Credit Cards

    By Michael Peterson
    In November 18, 2020
    On Credit Cards, Money Management
    Comments off
    Every time you make a purchase using plastic, whether at the grocery store, retail outlet, or a gas pump, you are most likely prompted to choose whether you are using a debit or a credit card. Other than the fact that one requires a PIN (your four- to six-digit personal identification number) and the other often requires a signature, you may wonder if it even matters which one you...
    Read More →
  • Heard of These 4 Credit Card Myths?

    Heard of These 4 Credit Card Myths?

    By Michael Peterson
    In August 28, 2020
    On Credit Cards
    Comments off
    When it comes to personal finance in the 21st century, credit cards are inarguably one of the most common tools that consumers use. You’d be hard-pressed to find an adult today without one in his or her wallet. But that doesn’t mean that we all completely understand the implications of these important pieces of plastic. Let’s take a moment to dispel four common misconceptions about credit cards. MYTH 1....
    Read More →
  • 18 important credit card terms to know

    18 Important Credit Card Terms to Know

    By Michael Peterson
    In January 10, 2020
    On Credit Cards
    Comments off
    It’s easy to feel overwhelmed by credit card terminology. What’s the difference between your credit report and your credit score? What does APR stand for? What exactly is a CVV, anyway? In this blog, we’ll look at 18 important terms that every credit card holder should know: Annual fee. The yearly “membership” fee attached to some credit cards (usually reward cards). Not all credit cards charge an annual fee....
    Read More →
  • what happens after you pay off a credit card

    What Happens After You Pay Off a Credit Card

    By Michael Peterson
    In December 28, 2019
    On Credit Cards, Uncategorized
    Comments off
    There’s nothing quite like making your final credit card payment. After months – or maybe even years – of living with the stress and expense of high-interest credit card debt, getting to that zero balance is truly something to celebrate.  Paying off credit card debt feels amazing. But not only that, it also frees you up to pursue other goals, make other plans, and do more with your hard-earned...
    Read More →
  • beginner's guide to credit cards

    A Beginner’s Guide to Credit Cards: 10 Tips for Responsible Use

    By Michael Peterson
    In November 13, 2018
    On Credit Cards
    Comments off
    A lot of folks feel conflicted about credit cards, and with good reason. On one hand, if you use credit cards responsibly, they can open a lot of doors. For example, if you have a solid credit history and a high credit score, it will be easier to do things like buy a car or apply for a mortgage. You can avoid big hassles when renting an apartment or...
    Read More →
12345

FREE PROFESSIONAL ADVICE

We offer FREE Debt Counseling. Get answers to lower or eliminate your debts.
CALL US AT: 1-888-631-4044

No Fields Found.

Search DebtGuru

ABOUT DEBTGURU DEBT COUNSELING

DebtGuru® is a Credit Counseling and Debt Management company offering consumer debt relief since 1998. Based in Utah we have helped thousands of families out of debt and into a stable financial future.

Contact us at:
Address: 7720 South 700 East Midvale, Utah 84047
Phone: 800-259-0601
Email: service@debtguru.com

DEBT RELIEF RESOURCES

How Our Program Works
Debt Counseling Overview
Credit Card Counseling
Debt Management
Debt Relief F.A.Q
Testimonials
Debt Relief Blog

Client Go Forms

FREE COUNSELING

The GET OUT OF DEBT guide

* Tactical Steps Anyone Can Deploy
* Build The Foundation For Paying Off Debts
* Grow your savings without making more money
* Easy to Understand, Simple to Follow

All Rights Reserved DebtGuru.com | Privacy Policy