financial mistakes

Always Broke? Here are Seven Reasons Why

If you’ve ever tried to stick to a new budget or build up your savings account, you know that it’s not always easy.  Saving is hard – even for folks with steady jobs and regular paychecks.    But why is saving so hard?  What is it about saving that can trip up even the most responsible, rational among us?  We tell ourselves that it’s just too hard to save...

Money Mistakes That Make You Poorer

When money’s tight, it’s easy to forget basics like budgeting, saving, and paying down debt.  Broke folks tend to stop thinking about the long term and get caught up in day-to-day worries.  The problem is, though, that losing sight of your long-term financial goals can have some serious consequences.  Behaviors like making minimum credit card payments, not budgeting, and relying on less-than-legit sources of cash (like payday loans) can...