IRA

The New Realities of Retirement: Safeguarding Your Future

Retirement is a much different reality today than it was even a generation ago.   First of all, the age when people retire is shifting upward: According to the U.S. Census Bureau, the proportion of people age 65 and older in the workforce grew to 16.1 percent in 2010, up from 12.1 percent in 1990.   Another thing that’s different? The ways people are building their retirement funds. For...

Choosing a Roth IRA That’s Right for You – in 3.5 Easy Steps

If you’ve been looking for a good way to save for retirement, you can’t get much better than a Roth IRA.  A Roth IRA allows you to invest a portion of your annual income (up to $5,000 per year) in a variety of different things like stocks, bonds, CDs, mutual funds, or real estate.  Your investments earn interest, and when you retire, you can pull your money out –...