Debt Management Blog

Confronting Student Loans

It seems like a simple plan. Get into college. Obtain a degree. Find a job. Move out and get started with your new adult life. But, as you know, life’s simple plans are rarely all that simple. They become complicated. What you thought was a smooth path to success...

Steps To Help Save Now. Not Later.

Five things you can do today to curb your spending and bulk up your savings account. You tell yourself things will be different this time.  Last time?  You weren’t ready.  You weren’t dedicated.  Not like this time.  This time, you’ll stick to your budget – no matter what.  This...

Question Your Debt No More

Debt is a confusing topic for many people. Once in debt, there are many questions that arise as to how to fix the problem. Almost all of the time, people need help figuring out their next move. There are questions and answers that can help with this dilemma and...

Making The Most Of Balance Transfers To Help Reduce Debt

The do’s and don’ts of using balance transfers to pay down your high-interest credit card debt. Just a few short years ago, balance transfers were seen as a quick-fix for folks drowning in debt. It was simple: you shopped around, found a great introductory deal, made payments while your...

Frugal Fun for the Financially Frazzled

If you find yourself in debt, you probably want to cut down on the spending.  However, limited funds mean limited fun, right?  And, now more than ever, you could use some fun.  Being in debt isn’t exactly the best feeling.  So, what do you do for fun when you...

Steps For Getting Out Of Debt And Staying Out

Debt is an issue that takes over the lives of so many people, year after year.  It is a horrible situation to be in and can take years to get out of.  However, there are steps that you can take to pull yourself out of debt and stay out...

Budgeting Basics

Having debt hang over your head can be overwhelming.  It can feel like your financial stability is spiraling out of control.  However, the best way to get a grasp on your financial situation and keep it grounded is to establish a realistic budget, and stick to it. Some people...

Three Sound, Debt Consolidation Actions

You may suddenly find yourself in a difficult financial position and desire a quick solution.  Unfortunately, decisions made in haste may not be advantageous to you in the future.  It is important to think about your intended debt consolidation solution to ensure you are not inadvertently placing yourself in...

Paper or Plastic: The Downside to Debit Cards

Not many people carry cash these days, especially young people.  Nowadays, people are putting gas, groceries, restaurant tabs, event tickets, bills, and basically everything else on their debit cards.  Of course, debit cards are a much safer way to avoid debt as opposed to credit cards, but that’s not...