Credit

Need To Build Credit? Consider a Secured Card

If you’re trying to build (or re-build) credit, a secured credit card can be a helpful tool.  A secured card works a lot like a traditional credit card:  With a secured card, you pay a security deposit and have access to a line of credit that you can use to make purchases.   You make payments, and, if you carry a balance from month to month, you are charged interest. ...

What Can I Do If My Credit Card Interest Rates Increase?

With the new credit card laws in full effect many creditors have increased the interest rates. Find out what options you have if you receive a notice indicating that your interest rates will be increasing.