All posts by Max Webber

Confronting Student Loans

It seems like a simple plan. Get into college. Obtain a degree. Find a job. Move out and get started with your new adult life. But, as you know, life’s simple plans are rarely all that simple. They become complicated. What you thought was a smooth path to success becomes disrupted by a calculus class or an impenetrable job market. These potholes can make the trip a bit uncomfortable...

Question Your Debt No More

Debt is a confusing topic for many people. Once in debt, there are many questions that arise as to how to fix the problem. Almost all of the time, people need help figuring out their next move. There are questions and answers that can help with this dilemma and any other problem you might have with debt management. First, one of the most frequently asked questions is, “Can a...

Frugal Fun for the Financially Frazzled

If you find yourself in debt, you probably want to cut down on the spending.  However, limited funds mean limited fun, right?  And, now more than ever, you could use some fun.  Being in debt isn’t exactly the best feeling.  So, what do you do for fun when you can’t treat yourself to a fancy dinner in the city or a concert ticket to see your favorite band?  Well,...

Steps For Getting Out Of Debt And Staying Out

Debt is an issue that takes over the lives of so many people, year after year.  It is a horrible situation to be in and can take years to get out of.  However, there are steps that you can take to pull yourself out of debt and stay out of it.  The first step is figuring out how much debt you actually have.  Getting all your bills together, adding...

Budgeting Basics

Having debt hang over your head can be overwhelming.  It can feel like your financial stability is spiraling out of control.  However, the best way to get a grasp on your financial situation and keep it grounded is to establish a realistic budget, and stick to it. Some people hear the word “budget,” and they already feel constrained.  But, a budget is not meant to hurt you; it’s meant...

Three Sound, Debt Consolidation Actions

You may suddenly find yourself in a difficult financial position and desire a quick solution.  Unfortunately, decisions made in haste may not be advantageous to you in the future.  It is important to think about your intended debt consolidation solution to ensure you are not inadvertently placing yourself in a worse situation.  Consider the following three debt management actions. Get a personal loan through credit unions Credit unions may...

Paper or Plastic: The Downside to Debit Cards

Not many people carry cash these days, especially young people.  Nowadays, people are putting gas, groceries, restaurant tabs, event tickets, bills, and basically everything else on their debit cards.  Of course, debit cards are a much safer way to avoid debt as opposed to credit cards, but that’s not the only reason people use them.  Most cardholders will tell you that they prefer to use debit simply for the...

Four Quick Debt Management Solutions

We help those in difficult financial situations get out of them; but, in addition, we also help people stay out of debt through debt management counseling.  Our customers are surprised to find that they have the power to stay away from debt forever; it just takes some discipline and additional insight.  Read the following four tips to help develop your own debt management plan. –          Credit card companies prey...

Be Aware of Debt Management Scams

Read on to get debt free now!  Such statements are common ways for debt consolidation companies to get your attention.  It is important to understand how debt reduction services work before you make an agreement with any of them.  Read the following blog post to get better familiarized with how you can identify the difference between genuine debt management companies and scammers. Those in trouble are easy prey; people...

Smart Credit Card Debt Management Tips for College Students

College students are in a great mindset.  They are out of high school, they have more freedom, and they may have a steady job making some money.  Unfortunately, many college students take advantage of the buy-now-pay-later mentality of the credit card world and find themselves in a position of seeking credit card debt management. Credit card companies prey on college students because they figure they are not experienced enough...