All posts by Max Webber

Teach your children debt management from an early age

In America, we are subject to the daily lives of celebrities and sports figures; what they do, what they eat, what they bought and what they wear are just some of the common themes we see in the news headlines on a daily basis.  The issue is that these celebrities spending habits are typically glorified, which is not a good example for their fans that follow them.  They do...

Debt help is not just for financial reasons; it can help one’s mental health as well.

Being in debt is not just a financial issue, as many people often think.  There are deeper issues that lead to the problem in the first place. Not to mention the ramifications that debt can have on a person’s emotional and physical wellbeing.  When someone tries to get debt help, it is more often than not that they have reached a breaking point and need to escape from this...

A debt management program can help get your life in order

Years ago, credit cards were thought to be a handy and convenient way to pay for items over a period of time, as opposed to paying a large amount of cash all at once.  However, over the last several years we have seen a major shift in the financial mindset of consumers, and  the reality is that many individuals need credit card debt help; many people have defaulted on...

Post-Christmas Debt Management

With the holidays being over, many people are trying to get back on track to saving their money.  Let’s face it – Christmas is an expensive time and a lot of people tend to go a little overboard on gifts, buying more than they can really afford.  However, with the start of a new year and another big holiday far from sight, there is not much else to do...

Smart Money Borrowing Habits

Once you get your debt and credit under control it doesn’t necessarily mean your owing days are over. Most likely big purchases are in your future that will require you to borrow money. However, before you start panicking about falling into debt again, consider the following tips that can help guide you into smart money borrowing habits. – You always want to borrow as little money as possible. This...

Credit Card Counseling For a New Year

As the calendar is about to turn to 2011, it is time to start thinking about credit card counseling. Credit card counseling is a fantastic New Year’s resolution. We understand how difficult the economy has been. If you are in need of credit card counseling, you are anything but alone. The most essential thing in credit recovery is being willing to do something about it. Change your ways, when...

3 Debt Consolidation Program Mistakes to Avoid

Are you thinking about entering a debt consolidation program?  It can be a great solution, yet you will want to be mindful in helping yourself.  For instance, sometimes advertisers and marketing material is engineered in order to make those most vulnerable, lean towards a debt consolidation program.  A debt consolidation program is a great solution to those who find themselves in an unwanted financial situation, but it is necessary...

Contemplating A Future Purchase With a Huge Debt Load, Use Credit Counseling First

When a person uses our credit counseling services, they will find that through debt management they can improve their finances. Our credit counseling services don’t have just one method of service, which they stick to for every customer. The credit counseling specialist you speak with will listen to your individual story and help turn your finances around. If you are looking to make future purchases and have bad debt,...

Ways to Save and what Habits to Avoid

Escaping the hold and weight debt puts on a person is a relief, but once your debts and bills are paid off then what? With no overdue payments, or backed-up bills to worry about you will be able to do something that may now seem strange to you, Save! Avoid slipping back into your old debt gathering ways and start saving your money. The first step in saving money...

Say “No, No, No!” To Holiday Debt

With the holiday season approaching quickly, it isn’t uncommon for people to start going out and, little by little, start shopping for presents for their loved ones.  With all of the excitement that this season brings, it is very easy to lose track of how much money you are really spending.  A TV here, a new outfit there, a couple of movies here – it adds up at a...