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Steps For Getting Out Of Debt And Staying Out
Debt is an issue that takes over the lives of so many people, year after year. It is a horrible situation to be in and can take years to get out of. However, there are steps that you can take to pull yourself out of debt and stay out of it. The first step is figuring out how much debt you actually have. Getting all your bills together, adding... -
Budgeting Basics
Having debt hang over your head can be overwhelming. It can feel like your financial stability is spiraling out of control. However, the best way to get a grasp on your financial situation and keep it grounded is to establish a realistic budget, and stick to it. Some people hear the word “budget,” and they already feel constrained. But, a budget is not meant to hurt you; it’s meant... -
Three Sound, Debt Consolidation Actions
You may suddenly find yourself in a difficult financial position and desire a quick solution. Unfortunately, decisions made in haste may not be advantageous to you in the future. It is important to think about your intended debt consolidation solution to ensure you are not inadvertently placing yourself in a worse situation. Consider the following three debt management actions. Get a personal loan through credit unions Credit unions may... -
Paper or Plastic: The Downside to Debit Cards
Not many people carry cash these days, especially young people. Nowadays, people are putting gas, groceries, restaurant tabs, event tickets, bills, and basically everything else on their debit cards. Of course, debit cards are a much safer way to avoid debt as opposed to credit cards, but that’s not the only reason people use them. Most cardholders will tell you that they prefer to use debit simply for the... -
Four Quick Debt Management Solutions
We help those in difficult financial situations get out of them; but, in addition, we also help people stay out of debt through debt management counseling. Our customers are surprised to find that they have the power to stay away from debt forever; it just takes some discipline and additional insight. Read the following four tips to help develop your own debt management plan. – Credit card companies prey... -
Be Aware of Debt Management Scams
Read on to get debt free now! Such statements are common ways for debt consolidation companies to get your attention. It is important to understand how debt reduction services work before you make an agreement with any of them. Read the following blog post to get better familiarized with how you can identify the difference between genuine debt management companies and scammers. Those in trouble are easy prey; people... -
Smart Credit Card Debt Management Tips for College Students
College students are in a great mindset. They are out of high school, they have more freedom, and they may have a steady job making some money. Unfortunately, many college students take advantage of the buy-now-pay-later mentality of the credit card world and find themselves in a position of seeking credit card debt management. Credit card companies prey on college students because they figure they are not experienced enough... -
Tips to Avoid Debt Management Services
Debt management services are readily available to serve you. Experienced vendors can get you well on your way to credit debt relief, yet there are a number of ways you can avoid a difficult financial situation to start. Read the following blog tips regarding debt management. Are you making bad decisions? To begin, let’s make sure you are not making unwise decisions when it comes to credit cards. Consider... -
Caught in a Money Trap? Keep Reading.
According to a well-known proverb, “Insanity is doing the same thing in the same way and expecting a different outcome.” Same goes for financial matters. After all, there’s something a little crazy about falling into the same money traps over and over again (and expecting that, one day, things will work out). From self-sabotaging spending habits to slacking on your retirement fund, you may be caught in a money... -
Is Debt Settlement Right For You?
Some debt settlement companies guarantee debt relief in a year. Others promise to slash your debt, in some cases reducing the amount you owe by up to 60 percent or more, all while keeping the creditors at bay. And, almost all of them pledge to help you regain control of your finances. If you’re drowning in debt, they sound like a dream come true. But, are they too good...