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A debt management program can help get your life in order
Years ago, credit cards were thought to be a handy and convenient way to pay for items over a period of time, as opposed to paying a large amount of cash all at once. However, over the last several years we have seen a major shift in the financial mindset of consumers, and the reality is that many individuals need credit card debt help; many people have defaulted on... -
Post-Christmas Debt Management
With the holidays being over, many people are trying to get back on track to saving their money. Let’s face it – Christmas is an expensive time and a lot of people tend to go a little overboard on gifts, buying more than they can really afford. However, with the start of a new year and another big holiday far from sight, there is not much else to do... -
Smart Money Borrowing Habits
Once you get your debt and credit under control it doesn’t necessarily mean your owing days are over. Most likely big purchases are in your future that will require you to borrow money. However, before you start panicking about falling into debt again, consider the following tips that can help guide you into smart money borrowing habits. – You always want to borrow as little money as possible. This... -
Credit Card Counseling For a New Year
As the calendar is about to turn to 2011, it is time to start thinking about credit card counseling. Credit card counseling is a fantastic New Year’s resolution. We understand how difficult the economy has been. If you are in need of credit card counseling, you are anything but alone. The most essential thing in credit recovery is being willing to do something about it. Change your ways, when... -
Contemplating A Future Purchase With a Huge Debt Load, Use Credit Counseling First
When a person uses our credit counseling services, they will find that through debt management they can improve their finances. Our credit counseling services don’t have just one method of service, which they stick to for every customer. The credit counseling specialist you speak with will listen to your individual story and help turn your finances around. If you are looking to make future purchases and have bad debt,... -
Ways to Save and what Habits to Avoid
Escaping the hold and weight debt puts on a person is a relief, but once your debts and bills are paid off then what? With no overdue payments, or backed-up bills to worry about you will be able to do something that may now seem strange to you, Save! Avoid slipping back into your old debt gathering ways and start saving your money. The first step in saving money... -
Say “No, No, No!” To Holiday Debt
With the holiday season approaching quickly, it isn’t uncommon for people to start going out and, little by little, start shopping for presents for their loved ones. With all of the excitement that this season brings, it is very easy to lose track of how much money you are really spending. A TV here, a new outfit there, a couple of movies here – it adds up at a... -
Confronting Student Loans
It seems like a simple plan. Get into college. Obtain a degree. Find a job. Move out and get started with your new adult life. But, as you know, life’s simple plans are rarely all that simple. They become complicated. What you thought was a smooth path to success becomes disrupted by a calculus class or an impenetrable job market. These potholes can make the trip a bit uncomfortable... -
Question Your Debt No More
Debt is a confusing topic for many people. Once in debt, there are many questions that arise as to how to fix the problem. Almost all of the time, people need help figuring out their next move. There are questions and answers that can help with this dilemma and any other problem you might have with debt management. First, one of the most frequently asked questions is, “Can a... -
Frugal Fun for the Financially Frazzled
If you find yourself in debt, you probably want to cut down on the spending. However, limited funds mean limited fun, right? And, now more than ever, you could use some fun. Being in debt isn’t exactly the best feeling. So, what do you do for fun when you can’t treat yourself to a fancy dinner in the city or a concert ticket to see your favorite band? Well,...