Debt Management Blog

Financial Spring Cleaning

Get Organized with a Financial Spring Cleaning If you’re like me, you probably associate spring with the traditional “spring cleaning.”  As the weather warms up, it just seems to make sense to open the windows, let in the fresh air, and spend a day or two tidying up and...

Financial Frenemies  

Financial Frenemies? There are some things that money simply can’t buy.  You can’t purchase happiness or personal fulfillment.  There’s no way to put a price tag on compassion or caring.  The funds in your bank account can’t guarantee loving relationships or solid, caring friendships. But money can make relationships...

What to do When Your APR Goes Up

I’ve written a great deal about credit cards over the years, from credit card security to disputing charges to what to look for in a credit card.  I recently realized, though, that I haven’t said much about APRs (Annual Percentage Rates = interest rates) and what you can do...

Just Say “No” to These Credit Card Offers

If you’re a regular reader of this blog, you already know that I’m a huge proponent of responsible credit card use:  When you avoid overspending and pay your balance in full every month, a credit card is a useful tool that can help you build good credit and/or repair...

How To Improve Your Finances in Just 20 Days

Looking for a way to get your finances in order?  Want to set some goals, revisit your budget, or lower your monthly bills?  Who doesn’t? Most of us want to save more, spend less, and build financial security – but things like budgeting and shopping for better interest rates...

Credit Card Theft- What to do if it Happens to You

I’ve posted quite a few articles about preventive credit card security – how to guard against hacking and skimming; how to keep your credit card information safe during the holidays, and how to protect your online identity with solid passwords. But what happens if, despite your best efforts, your...

8 Common Money Tips to Re-Think (or Ignore!)

8 Common Money Tips To Re-Think (or Ignore!) When it comes to money, it seems like everyone out there has advice – but not all advice is created equally.  Is it really always better to buy in bulk?  Should you listen to all of the voices telling you to...

When Frugal Goes Too Far

When “Frugal” Goes Too Far I love saving money.   And while this probably isn’t news to anyone who reads this blog regularly, what may be news is that, when it comes to frugality, even I have my limits.  Because while I’m all for mindful spending, bargain hunting, and so...

7 Hacks for Better Money Management

7 Hacks for Better Money Management It’s a brand-new year, and there’s no better time to get on top of your household finances.  But before you start reviewing your spending habits and setting up or adjusting your budget, it’s a good idea to examine some of your money management...

Save More Money This Year

Want to Save More Money this Year?  Try Cutting Some of These Common Expenses A new year is a great time to set goals – especially financial goals like bulking up your savings account, paying down high-interest credit card debt, or finally building that all-important emergency fund to cover...