Business Finances

Six Credit Card Items You Can Negotiate

If you’ve ever struggled to pay down high-interest credit card debt, you know that it can start to feel overwhelming at times – almost as if your credit card is running the show and you’re just along for the ride. This out-of-control feeling is a little scary, and a lot discouraging. And it can be a huge barrier to improving your financial life, whether your goal is to get...

8 Smart Moves to Make After You Pay Off Your Credit Card

8 Smart Moves to Make After You Pay Off Your Credit Card It wasn’t easy. You budgeted, saved, and budgeted some more. You didn’t give up, even when you felt discouraged. It may have taken months. Or years. Some days, it seemed impossible. But you finally did it: You paid off your credit card. So, now what? What do you do with the extra hundred or so dollars you...

Why it Makes Sense to Have a Safe and a Safe Deposit Box

I’ve written several blogs about things like the benefits of changing your passwords, how to avoid ID theft, and other topics related to online security – and there’s a good reason for that: There are a TON of scammers out there who are all too ready to skim and scam their way into your online accounts. As life becomes increasingly digital and virtual, it’s all too easy to forget...

Raising Finance Savvy Kids

Financial education is a lifelong undertaking – and, unfortunately, it’s one subject that isn’t taught in schools. If you want to help your kids grow up to be financially responsible adults, it’s really up to you to help them understand money, budgeting, and finances. Ideally slowly with the basics, and work your way up to more complex concepts. Need some suggestions? Read on to get some ideas for age-appropriate...

Maxed-Out Credit Cards? Advice for Undoing the Damage

One of the worst parts about credit card debt is that, if you’re not careful, it can creep up on you:  You start out with the best intentions.  You plan to pay off your credit card in full every month.  You plan to treat your credit card like cash, and to use it responsibly, as a tool to help you build a solid credit history.   It’s so easy...

Three Steps to Starting Your New Business With a Clean Credit Score

For many, starting their own business is a dream. Before fulfilling your dream, get your personal finances in order.