Michael Peterson, Author at DebtGuru Credit Counseling and Debt Management Services

Create a Financial Vision Board to “See” and Realize Your Money Goals

Seeing is believing, right? In many instances, the answer is a resounding “yes.” In fact, “seeing” your financial goals via […]

If you’re in a tight financial spot, a credit card cash advance can seem like an easy way out: This

In today’s world of e-commerce, digital payments and stored passwords, identity theft is an ugly, sometimes life-altering reality. Data breaches

By Michael Peterson / February 12, 2018

When mulling whether or not procure an additional credit card, there are several important factors to consider. After all, taking

By Michael Peterson / November 13, 2012

Don’t forget to download the Debtguru Budget Excel Worksheet! How To Create A Simple Budget (and Stick to it) “Budget” is

Interest rates are historically low – should you jump on the refinancing bandwagon? Thinking about refinancing your home? Interest rates

Learn the 3 simple steps you can implement today that will get you out of debt in record time. This

Learn about the main benefits of the new credit card rules, and how they will affect your accounts. With this

According to a well-known proverb, “Insanity is doing the same thing in the same way and expecting a different outcome.”

With the new credit card laws in full effect many creditors have increased the interest rates. Find out what options

Would you be interested in freeing up 10% to 15% of your current income? Just imagine what you could do

An emergency fund should cover at least three to six months of base living expenses, meaning that you could live