Chip Credit Card FAQs: 7 Common Questions Answered
You’ve probably heard a thing or two (or three!) about credit card chip, or “chip” cards by now. It seems […]
Credit, Credit Card Debt, Money Management, Tax Tips, Uncategorized
Get a Jump on Tax Season with This Easy Checklist
Get a Jump on Tax Season with This Easy Checklist ‘Tis the season . . . to get ready to
The Rewards of Responsible Credit Card Use
I spend a lot of time on this blog discussing the negative side of credit cards because, well, used irresponsibly,
8 Spending Habits that Can Cost You
You’re not a big spender. You don’t drive a fancy car. Your rent/mortgage payments aren’t astronomical. In fact, you consider
6 Ways to Avoid Bank Fees
Do bank fees have you at a breaking point? From ATM fees to overdraft protection to fees for online bill
How To Stop Living Paycheck to Paycheck
When you’re living paycheck-to-paycheck, few things are as stressful as the last day or two before your next payday: Your
What is APR? CRA? FICO? A Guide to Common Credit Acronyms
As someone who works in finance and gives debt advice for a living, I’ve gotten used to all of the
6 Ways to Pay Yourself First
It’s nearly impossible to read a savings or budgeting blog without coming across the phrase “pay yourself first.” And there’s
When Debt Collectors Call: Do’s and Don’ts
When Debt Collectors Call: Do’s and Don’ts When you get behind on your bills, few things are as stressful as
Predatory Lending Scams and Fast Cash Gimmicks to Avoid
Predatory Lending: Scams and Fast Cash Gimmicks to Avoid It’s a sad fact that there’s always someone out there looking to
How to Boost your Credit Score with a Secured Card
The frustrating thing about credit cards is that, in order to get a credit card, you have to have reasonably
What is a Debt Management Plan? And is it Right for You?
Wouldn’t it be great if it were as easy to get out of debt as it is to get into