4 Reasons NOT to Get a Payday Loan
Payday [pā-ˌdā]: A great day that most of us regard fondly. Payday loan [pā-ˌdā ˈlōn]: A financially detrimental debt arrangement […]
Eight Most Commonly Overlooked Budget Categories
Have you put the time and effort into creating a written monthly budget, and yet still find yourself constantly going
Determining Your Debt-to-Income Ratio
If you’re an American, chances are pretty good that you carry debt. In fact, a Pew report from 2015 found
Budgeting
Cut These 6 Things from Your Budget
Do you feel like you have a hole in your pocket? Do you find that money just slips away from
Keeping Your Student Loan Out of Default
Higher education is a noble pursuit. Unfortunately, in the US, it’s also a pricey one. In fact, The Institute for
18 Important Credit Card Terms to Know
It’s easy to feel overwhelmed by credit card terminology. What’s the difference between your credit report and your credit score?
What Happens After You Pay Off a Credit Card
There’s nothing quite like making your final credit card payment. After months – or maybe even years – of living
What to Do After You Pay Down Your Debt
You did it. It took discipline and patience. You had to give up a lot of little “extras.” It wasn’t
How a Financial Audit Can Help You Set Goals and Plan for the Future
When was the last time you did a serious audit on your finances? We’re not talking about income taxes. And
7 Things to Do After a Data Breach
Capital One. Marriott. Panera. Target. Twitter. Facebook. The U.S. military. What do all of these companies and organizations have in
When You Need to Review Your Budget
Some people are really good at planning ahead; others… not so much. Regardless of which camp you find yourself, there
What to Know when Debt Collectors Come Calling
Few things in life are more stressful than a call from a debt collector. After all, the feeling of being